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State Bank Of India (California)
Los Angeles, CA · FDIC Certificate #23998 · Chartered 09/0
Total assets
$1.38B
Total deposits
$1.18B
Total equity
$186.75M
Net loans
$1.17B
Branches (offices)
8
Net income (YTD)
$7.52M
Rank: #798 of 4,213 U.S. banks by assets · #51 of 115 in California. Assets changed 6.0% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 8.16% |
| Net interest margin (YTD) | 2.84% |
| Equity to assets | 13.51% |
| Tier 1 leverage ratio | 14.05% |
| Uninsured deposits (share of deposits) | 42.2% |
| Noncurrent loans (share of loans) | 1.11% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 98.8% |
| Real estate loans (share of loans) | 58.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $685.06M | 58.7% | |
| Commercial & industrial | $488.84M | 41.9% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.04B | $816.29M | $5.82M | $151.77M |
| Jun 2023 | $1.10B | $879.35M | $7.64M | $159.04M |
| Jun 2024 | $1.16B | $982.60M | $6.47M | $168.07M |
| Jun 2025 | $1.30B | $1.12B | $5.09M | $175.92M |
| Jun 2026 | $1.38B | $1.18B | $7.52M | $186.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.18B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.18B.
Similar-sized banks
Wallis Bank ($1.38B) · First American Bank And Trust ($1.38B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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