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First Northern Bank Of Dixon
Dixon, CA · FDIC Certificate #3440 · Chartered 01/0
Total assets
$1.93B
Total deposits
$1.69B
Total equity
$216.09M
Net loans
$1.09B
Branches (offices)
17
Net income (YTD)
$10.89M
Rank: #622 of 4,213 U.S. banks by assets · #46 of 115 in California. Assets changed 2.9% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 10.24% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 11.22% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 44.2% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 64.6% |
| Real estate loans (share of loans) | 79.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $872.40M | 79.9% | |
| Commercial & industrial | $152.53M | 14.0% | |
| Consumer / individual | $343.00K | 0.0% | |
| Construction & development | $36.94M | 3.4% | |
| Agricultural | $18.77M | 1.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.90B | $1.75B | $6.70M | $126.34M |
| Jun 2023 | $1.91B | $1.76B | $10.18M | $135.59M |
| Jun 2024 | $1.89B | $1.71B | $8.84M | $162.07M |
| Jun 2025 | $1.87B | $1.67B | $9.28M | $192.28M |
| Jun 2026 | $1.93B | $1.69B | $10.89M | $216.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.69B | 17 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.69B.
Similar-sized banks
Whitaker Bank ($1.93B) · Fairfield County Bank ($1.92B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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