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First Palmetto Bank
Camden, SC · FDIC Certificate #28396 · Chartered 01/0
Total assets
$1.10B
Total deposits
$993.86M
Total equity
$101.42M
Net loans
$784.42M
Branches (offices)
22
Net income (YTD)
$7.34M
Rank: #958 of 4,213 U.S. banks by assets · #14 of 43 in South Carolina. Assets changed 7.3% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 14.91% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 9.21% |
| Tier 1 leverage ratio | 9.42% |
| Uninsured deposits (share of deposits) | 33.4% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 78.9% |
| Real estate loans (share of loans) | 97.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $765.84M | 97.6% | |
| Commercial & industrial | $23.83M | 3.0% | |
| Consumer / individual | $5.92M | 0.8% | |
| Construction & development | $83.23M | 10.6% | |
| Agricultural | $1.66M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $909.76M | $822.88M | $5.15M | $84.29M |
| Jun 2023 | $913.80M | $824.80M | $4.95M | $85.71M |
| Jun 2024 | $950.50M | $858.83M | $3.51M | $87.48M |
| Jun 2025 | $1.03B | $928.73M | $4.98M | $92.88M |
| Jun 2026 | $1.10B | $993.86M | $7.34M | $101.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $993.86M | 22 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $993.86M.
Similar-sized banks
T Bank, National Association ($1.10B) · Pioneer Bank ($1.09B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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