Advertisement
Pioneer Bank
Roswell, NM · FDIC Certificate #27872 · Chartered 02/1
Total assets
$1.09B
Total deposits
$850.79M
Total equity
$116.23M
Net loans
$615.35M
Branches (offices)
11
Net income (YTD)
$14.26M
Rank: #959 of 4,213 U.S. banks by assets · #5 of 29 in New Mexico. Assets changed 2.0% and deposits 0.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.58% |
| Return on equity | 25.14% |
| Net interest margin (YTD) | 4.92% |
| Equity to assets | 10.62% |
| Tier 1 leverage ratio | 12.32% |
| Uninsured deposits (share of deposits) | 18.7% |
| Noncurrent loans (share of loans) | 1.71% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 72.3% |
| Real estate loans (share of loans) | 79.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $490.67M | 79.7% | |
| Commercial & industrial | $129.51M | 21.0% | |
| Consumer / individual | $5.46M | 0.9% | |
| Construction & development | $119.28M | 19.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.02B | $856.01M | $7.66M | $64.20M |
| Jun 2023 | $1.03B | $785.70M | $10.42M | $67.36M |
| Jun 2024 | $1.06B | $798.44M | $11.61M | $82.51M |
| Jun 2025 | $1.07B | $847.44M | $11.71M | $101.29M |
| Jun 2026 | $1.09B | $850.79M | $14.26M | $116.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $850.79M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $850.79M.
Similar-sized banks
First Palmetto Bank ($1.10B) · The Converse County Bank ($1.09B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement