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First Tri County Bank
Swanton, NE · FDIC Certificate #8333 · Chartered 04/0
Total assets
$78.46M
Total deposits
$70.70M
Total equity
$7.46M
Net loans
$46.00M
Branches (offices)
2
Net income (YTD)
$340.00K
Rank: #3,847 of 4,213 U.S. banks by assets · #114 of 138 in Nebraska. Assets changed 8.6% and deposits 9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 9.23% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 9.51% |
| Tier 1 leverage ratio | 9.07% |
| Uninsured deposits (share of deposits) | 18.8% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | -0.06% |
| Loans to deposits | 65.1% |
| Real estate loans (share of loans) | 56.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $26.20M | 56.9% | |
| Commercial & industrial | $6.60M | 14.4% | |
| Consumer / individual | $2.24M | 4.9% | |
| Construction & development | $148.00K | 0.3% | |
| Agricultural | $11.34M | 24.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $75.56M | $68.46M | -$426.00K | $6.91M |
| Jun 2023 | $73.01M | $61.47M | $284.00K | $7.40M |
| Jun 2024 | $74.71M | $61.43M | $59.00K | $7.00M |
| Jun 2025 | $72.24M | $64.70M | $224.00K | $7.26M |
| Jun 2026 | $78.46M | $70.70M | $340.00K | $7.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $70.70M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.70M.
Similar-sized banks
Galion Building And Loan Bank ($78.52M) · First State Bank Of Olmsted ($78.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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