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Galion Building And Loan Bank
Galion, OH · FDIC Certificate #32307 · Chartered 02/1
Total assets
$78.52M
Total deposits
$63.31M
Total equity
$8.74M
Net loans
$55.60M
Branches (offices)
1
Net income (YTD)
$190.00K
Rank: #3,846 of 4,213 U.S. banks by assets · #139 of 155 in Ohio. Assets changed 0.4% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.48% |
| Return on equity | 4.40% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 11.13% |
| Tier 1 leverage ratio | 11.18% |
| Uninsured deposits (share of deposits) | 4.8% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 87.8% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $46.17M | 83.0% | |
| Commercial & industrial | $2.88M | 5.2% | |
| Consumer / individual | $6.89M | 12.4% | |
| Construction & development | $982.00K | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $75.47M | $67.65M | $74.00K | $7.35M |
| Jun 2023 | $75.91M | $62.58M | $246.00K | $7.73M |
| Jun 2024 | $74.87M | $60.33M | $198.00K | $8.12M |
| Jun 2025 | $78.18M | $62.75M | $123.00K | $8.37M |
| Jun 2026 | $78.52M | $63.31M | $190.00K | $8.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $63.31M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $63.31M.
Similar-sized banks
Commonwealth National Bank ($78.54M) · First Tri County Bank ($78.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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