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Freedom Bank
Maywood, NJ · FDIC Certificate #58712 · Chartered 04/1
Total assets
$838.27M
Total deposits
$711.50M
Total equity
$82.77M
Net loans
$732.98M
Branches (offices)
5
Net income (YTD)
$3.70M
Rank: #1,207 of 4,213 U.S. banks by assets · #28 of 49 in New Jersey. Assets changed 8.5% and deposits 9.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 9.14% |
| Net interest margin (YTD) | 3.15% |
| Equity to assets | 9.87% |
| Tier 1 leverage ratio | 9.78% |
| Uninsured deposits (share of deposits) | 36.4% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 103.0% |
| Real estate loans (share of loans) | 99.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $731.88M | 99.9% | |
| Commercial & industrial | $3.39M | 0.5% | |
| Consumer / individual | $17.00K | 0.0% | |
| Construction & development | $89.38M | 12.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $654.25M | $557.29M | $4.67M | $64.73M |
| Jun 2023 | $671.84M | $532.41M | $2.79M | $72.28M |
| Jun 2024 | $748.64M | $601.41M | $1.44M | $74.30M |
| Jun 2025 | $772.75M | $652.36M | $2.35M | $77.15M |
| Jun 2026 | $838.27M | $711.50M | $3.70M | $82.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $711.50M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $711.50M.
Similar-sized banks
Hebron Savings Bank ($838.80M) · Northeast Bank ($837.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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