Advertisement
Fremont Bank
Fremont, CA · FDIC Certificate #19222 · Chartered 09/0
Total assets
$5.97B
Total deposits
$5.31B
Total equity
$465.99M
Net loans
$4.74B
Branches (offices)
22
Net income (YTD)
$34.09M
Rank: #253 of 4,213 U.S. banks by assets · #19 of 115 in California. Assets changed 2.0% and deposits 1.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 14.72% |
| Net interest margin (YTD) | 4.09% |
| Equity to assets | 7.81% |
| Tier 1 leverage ratio | 8.35% |
| Uninsured deposits (share of deposits) | 46.3% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 89.2% |
| Real estate loans (share of loans) | 93.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.42B | 93.4% | |
| Commercial & industrial | $378.08M | 8.0% | |
| Consumer / individual | $2.62M | 0.1% | |
| Construction & development | $105.36M | 2.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.62B | $5.20B | $13.36M | $367.93M |
| Jun 2023 | $5.41B | $4.82B | $36.47M | $394.38M |
| Jun 2024 | $5.91B | $5.10B | $24.06M | $416.65M |
| Jun 2025 | $5.85B | $5.21B | $30.94M | $449.77M |
| Jun 2026 | $5.97B | $5.31B | $34.09M | $465.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $5.31B | 22 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.31B.
Similar-sized banks
Wilson Bank And Trust ($5.98B) · Bank First, N.A. ($5.94B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement