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Gbc International Bank
Los Angeles, CA · FDIC Certificate #22366 · Chartered 11/1
Total assets
$658.46M
Total deposits
$504.60M
Total equity
$106.43M
Net loans
$451.79M
Branches (offices)
7
Net income (YTD)
$3.63M
Rank: #1,437 of 4,213 U.S. banks by assets · #72 of 115 in California. Assets changed 0.5% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 6.91% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 16.16% |
| Tier 1 leverage ratio | 15.94% |
| Uninsured deposits (share of deposits) | 32.1% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 89.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $406.02M | 89.9% | |
| Commercial & industrial | $51.94M | 11.5% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $6.37M | 1.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $624.92M | $520.57M | $4.01M | $82.04M |
| Jun 2023 | $610.25M | $421.64M | $3.55M | $88.66M |
| Jun 2024 | $629.03M | $482.84M | $2.15M | $94.38M |
| Jun 2025 | $655.44M | $512.75M | $2.00M | $99.99M |
| Jun 2026 | $658.46M | $504.60M | $3.63M | $106.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $461.72M | 6 |
| Washington | $42.88M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $504.60M.
Similar-sized banks
First State Bank And Trust Company, Inc. ($658.98M) · Bank Of Oak Ridge ($658.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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