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Global One Bank
Houston, TX · FDIC Certificate #11570 · Chartered 01/0
Total assets
$333.25M
Total deposits
$274.51M
Total equity
$55.19M
Net loans
$244.90M
Branches (offices)
2
Net income (YTD)
$1.84M
Rank: #2,321 of 4,213 U.S. banks by assets · #200 of 346 in Texas. Assets changed 17.5% and deposits 19.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.14% |
| Return on equity | 6.80% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 16.56% |
| Tier 1 leverage ratio | 14.47% |
| Uninsured deposits (share of deposits) | 22.8% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.2% |
| Real estate loans (share of loans) | 93.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $228.72M | 93.4% | |
| Commercial & industrial | $16.27M | 6.6% | |
| Consumer / individual | $3.16M | 1.3% | |
| Construction & development | $11.22M | 4.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $57.02M | $52.80M | $125.00K | $4.18M |
| Jun 2023 | $110.96M | $77.39M | -$883.00K | $32.15M |
| Jun 2024 | $165.08M | $122.41M | $527.00K | $31.44M |
| Jun 2025 | $283.65M | $230.58M | $2.04M | $49.81M |
| Jun 2026 | $333.25M | $274.51M | $1.84M | $55.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $274.51M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $274.51M.
Similar-sized banks
Stryv Bank ($333.33M) · The Millyard Bank ($333.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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