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The Millyard Bank
Nashua, NH · FDIC Certificate #59176 · Chartered 11/2
Total assets
$333.20M
Total deposits
$276.19M
Total equity
$30.60M
Net loans
$261.08M
Branches (offices)
2
Net income (YTD)
$1.01M
Rank: #2,322 of 4,213 U.S. banks by assets · #13 of 16 in New Hampshire. Assets changed 19.4% and deposits 20.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.64% |
| Return on equity | 6.69% |
| Net interest margin (YTD) | 3.12% |
| Equity to assets | 9.18% |
| Tier 1 leverage ratio | 9.70% |
| Uninsured deposits (share of deposits) | 17.8% |
| Noncurrent loans (share of loans) | 0.85% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 94.5% |
| Real estate loans (share of loans) | 84.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $221.26M | 84.7% | |
| Commercial & industrial | $41.04M | 15.7% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $20.47M | 7.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $167.70M | $142.56M | $123.00K | $21.57M |
| Jun 2023 | $202.71M | $173.55M | -$108.00K | $23.27M |
| Jun 2024 | $229.59M | $190.05M | -$66.00K | $26.81M |
| Jun 2025 | $279.01M | $229.10M | $216.00K | $28.61M |
| Jun 2026 | $333.20M | $276.19M | $1.01M | $30.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $276.19M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $276.19M.
Similar-sized banks
Global One Bank ($333.25M) · Stock Growers Bank ($332.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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