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Golden State Bank
Glendale, CA · FDIC Certificate #57585 · Chartered 12/0
Total assets
$1.00B
Total deposits
$856.56M
Total equity
$108.99M
Net loans
$846.78M
Branches (offices)
3
Net income (YTD)
$6.15M
Rank: #1,044 of 4,213 U.S. banks by assets · #60 of 115 in California. Assets changed 8.9% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 11.63% |
| Net interest margin (YTD) | 4.31% |
| Equity to assets | 10.90% |
| Tier 1 leverage ratio | 11.04% |
| Uninsured deposits (share of deposits) | 47.8% |
| Noncurrent loans (share of loans) | 0.82% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 98.9% |
| Real estate loans (share of loans) | 82.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $699.84M | 82.6% | |
| Commercial & industrial | $144.54M | 17.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $44.11M | 5.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $604.00M | $520.98M | $3.49M | $59.15M |
| Jun 2023 | $715.41M | $611.87M | $4.41M | $68.59M |
| Jun 2024 | $802.41M | $698.59M | $4.10M | $76.88M |
| Jun 2025 | $918.12M | $788.88M | $4.68M | $86.76M |
| Jun 2026 | $1.00B | $856.56M | $6.15M | $108.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $856.56M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $856.56M.
Similar-sized banks
The Torrington Savings Bank ($1.00B) · Vision Bank ($999.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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