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Banks · New York

Goldman Sachs Bank Usa

New York, NY · FDIC Certificate #33124 · Chartered 08/3

Total assets
$758.79B
Total deposits
$498.80B
Total equity
$60.22B
Net loans
$247.59B
Branches (offices)
5
Net income (YTD)
$4.33B
Rank: #5 of 4,213 U.S. banks by assets · #1 of 115 in New York. Assets changed 21.3% and deposits 22.3% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.21%
Return on equity13.72%
Net interest margin (YTD)1.78%
Equity to assets7.94%
Tier 1 leverage ratio7.67%
Uninsured deposits (share of deposits)42.9%
Noncurrent loans (share of loans)1.04%
Net charge-offs (share of loans)0.27%
Loans to deposits49.6%
Real estate loans (share of loans)13.1%

Loan mix

CategoryAmountShare
Real estate loans$32.41B
13.1%
Commercial & industrial$29.87B
12.1%
Consumer / individual$22.69B
9.2%
Construction & development$4.18B
1.7%
Agricultural$52.00M
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$501.91B$348.79B$1.60B$44.54B
Jun 2023$517.11B$365.66B$2.86B$51.62B
Jun 2024$545.18B$373.27B$4.40B$59.52B
Jun 2025$625.41B$407.84B$4.38B$65.62B
Jun 2026$758.79B$498.80B$4.33B$60.22B

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
New York$279.12B1
Utah$194.09B2
Massachusetts$01
New Jersey$01

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $473.20B.

Similar-sized banks

Wells Fargo Bank, National Association ($1.91T) · U.S. Bank National Association ($705.55B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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