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Wells Fargo Bank, National Association
Sioux Falls, SD · FDIC Certificate #3511 · Chartered 01/0
Total assets
$1.91T
Total deposits
$1.56T
Total equity
$169.55B
Net loans
$983.88B
Branches (offices)
4,157
Net income (YTD)
$12.81B
Rank: #4 of 4,213 U.S. banks by assets · #2 of 56 in South Dakota. Assets changed 9.2% and deposits 11.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 14.88% |
| Net interest margin (YTD) | 3.13% |
| Equity to assets | 8.89% |
| Tier 1 leverage ratio | 8.02% |
| Uninsured deposits (share of deposits) | 50.3% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.40% |
| Loans to deposits | 62.9% |
| Real estate loans (share of loans) | 36.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $360.26B | 36.6% | |
| Commercial & industrial | $200.25B | 20.4% | |
| Consumer / individual | $121.20B | 12.3% | |
| Construction & development | $12.46B | 1.3% | |
| Agricultural | $3.38B | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.71T | $1.46T | $7.61B | $162.38B |
| Jun 2023 | $1.67T | $1.38T | $11.46B | $162.68B |
| Jun 2024 | $1.72T | $1.42T | $11.05B | $165.86B |
| Jun 2025 | $1.75T | $1.40T | $12.33B | $171.76B |
| Jun 2026 | $1.91T | $1.56T | $12.81B | $169.55B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $464.76B | - |
| California | $304.40B | 769 |
| Texas | $94.36B | 457 |
| Florida | $90.65B | 458 |
| Minnesota | $57.77B | - |
| New York | $55.24B | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.55T.
Similar-sized banks
Citibank, National Association ($1.98T) · Goldman Sachs Bank Usa ($758.79B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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