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Hatch Bank
San Marcos, CA · FDIC Certificate #25803 · Chartered 01/0
Total assets
$177.46M
Total deposits
$41.30M
Total equity
$37.23M
Net loans
$109.93M
Branches (offices)
1
Net income (YTD)
$275.00K
Rank: #3,129 of 4,213 U.S. banks by assets · #104 of 115 in California. Assets changed 20.2% and deposits 1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 1.46% |
| Net interest margin (YTD) | 5.31% |
| Equity to assets | 20.98% |
| Tier 1 leverage ratio | 21.49% |
| Uninsured deposits (share of deposits) | 0.0% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.64% |
| Loans to deposits | 266.1% |
| Real estate loans (share of loans) | 0.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $648.00K | 0.6% | |
| Commercial & industrial | $8.46M | 7.7% | |
| Consumer / individual | $100.94M | 91.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $226.51M | $197.68M | $1.72M | $26.55M |
| Jun 2023 | $186.59M | $120.73M | -$483.00K | $27.82M |
| Jun 2024 | $125.65M | $47.06M | $893.00K | $29.24M |
| Jun 2025 | $147.68M | $40.72M | $2.02M | $32.82M |
| Jun 2026 | $177.46M | $41.30M | $275.00K | $37.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $41.30M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $41.30M.
Similar-sized banks
Woodland Bank ($177.49M) · Bank Of The Southwest ($176.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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