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Icon Business Bank
Riverside, CA · FDIC Certificate #59314 · Chartered 08/2
Total assets
$155.51M
Total deposits
$129.19M
Total equity
$18.57M
Net loans
$121.30M
Branches (offices)
2
Net income (YTD)
-$671.00K
Rank: #3,263 of 4,213 U.S. banks by assets · #106 of 115 in California. Assets changed -0.3% and deposits -6.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.88% |
| Return on equity | -8.55% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 11.94% |
| Tier 1 leverage ratio | 11.94% |
| Uninsured deposits (share of deposits) | 56.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 93.9% |
| Real estate loans (share of loans) | 41.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $49.82M | 41.1% | |
| Commercial & industrial | $56.19M | 46.3% | |
| Consumer / individual | $16.74M | 13.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2024 | $57.77M | $35.28M | -$2.77M | $18.37M |
| Jun 2025 | $156.00M | $138.05M | -$2.79M | $13.84M |
| Jun 2026 | $155.51M | $129.19M | -$671.00K | $18.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $129.19M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $129.19M.
Similar-sized banks
The First National Bank Of Tom Bean ($155.56M) · Citizens Bank & Trust Company ($155.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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