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Impact Bank
Wellington, KS · FDIC Certificate #17399 · Chartered 04/0
Total assets
$167.25M
Total deposits
$152.98M
Total equity
$12.86M
Net loans
$98.99M
Branches (offices)
2
Net income (YTD)
$1.40M
Rank: #3,186 of 4,213 U.S. banks by assets · #111 of 183 in Kansas. Assets changed 5.1% and deposits 9.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 23.26% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 7.69% |
| Tier 1 leverage ratio | 10.62% |
| Uninsured deposits (share of deposits) | 33.7% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 64.7% |
| Real estate loans (share of loans) | 62.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.62M | 62.3% | |
| Commercial & industrial | $11.21M | 11.3% | |
| Consumer / individual | $2.57M | 2.6% | |
| Construction & development | $6.86M | 6.9% | |
| Agricultural | $24.52M | 24.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $154.03M | $135.66M | $721.00K | $8.65M |
| Jun 2023 | $149.21M | $128.05M | $868.00K | $8.63M |
| Jun 2024 | $166.96M | $143.65M | $842.00K | $9.36M |
| Jun 2025 | $159.16M | $139.70M | $970.00K | $9.93M |
| Jun 2026 | $167.25M | $152.98M | $1.40M | $12.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $152.98M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $152.98M.
Similar-sized banks
Farmers State Bank Of Western Illinois ($167.28M) · The First National Bank Of Quitaque ($167.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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