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Banks · Texas

The First National Bank Of Quitaque

Quitaque, TX · FDIC Certificate #3401 · Chartered 08/2

Total assets
$167.12M
Total deposits
$147.44M
Total equity
$17.79M
Net loans
$55.26M
Branches (offices)
3
Net income (YTD)
$1.13M
Rank: #3,187 of 4,213 U.S. banks by assets · #270 of 346 in Texas. Assets changed 11.4% and deposits 11.3% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.38%
Return on equity13.07%
Net interest margin (YTD)3.62%
Equity to assets10.64%
Tier 1 leverage ratio10.59%
Uninsured deposits (share of deposits)25.7%
Noncurrent loans (share of loans)1.71%
Net charge-offs (share of loans)0.71%
Loans to deposits37.5%
Real estate loans (share of loans)24.8%

Loan mix

CategoryAmountShare
Real estate loans$13.71M
24.8%
Commercial & industrial$4.91M
8.9%
Consumer / individual$6.12M
11.1%
Construction & development$651.00K
1.2%
Agricultural$30.48M
55.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$101.33M$90.19M$180.00K$10.11M
Jun 2023$129.65M$116.36M$1.02M$11.73M
Jun 2024$137.68M$121.97M$1.16M$13.89M
Jun 2025$150.06M$132.46M$1.02M$15.81M
Jun 2026$167.12M$147.44M$1.13M$17.79M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$147.44M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.44M.

Similar-sized banks

Impact Bank ($167.25M) · Jarrettsville Federal Savings And Loan Association ($167.09M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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