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The First National Bank Of Quitaque
Quitaque, TX · FDIC Certificate #3401 · Chartered 08/2
Total assets
$167.12M
Total deposits
$147.44M
Total equity
$17.79M
Net loans
$55.26M
Branches (offices)
3
Net income (YTD)
$1.13M
Rank: #3,187 of 4,213 U.S. banks by assets · #270 of 346 in Texas. Assets changed 11.4% and deposits 11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 13.07% |
| Net interest margin (YTD) | 3.62% |
| Equity to assets | 10.64% |
| Tier 1 leverage ratio | 10.59% |
| Uninsured deposits (share of deposits) | 25.7% |
| Noncurrent loans (share of loans) | 1.71% |
| Net charge-offs (share of loans) | 0.71% |
| Loans to deposits | 37.5% |
| Real estate loans (share of loans) | 24.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.71M | 24.8% | |
| Commercial & industrial | $4.91M | 8.9% | |
| Consumer / individual | $6.12M | 11.1% | |
| Construction & development | $651.00K | 1.2% | |
| Agricultural | $30.48M | 55.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $101.33M | $90.19M | $180.00K | $10.11M |
| Jun 2023 | $129.65M | $116.36M | $1.02M | $11.73M |
| Jun 2024 | $137.68M | $121.97M | $1.16M | $13.89M |
| Jun 2025 | $150.06M | $132.46M | $1.02M | $15.81M |
| Jun 2026 | $167.12M | $147.44M | $1.13M | $17.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $147.44M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.44M.
Similar-sized banks
Impact Bank ($167.25M) · Jarrettsville Federal Savings And Loan Association ($167.09M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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