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Jackson Savings Bank, SSB
Sylva, NC · FDIC Certificate #31266 · Chartered 01/0
Total assets
$31.87M
Total deposits
$24.67M
Total equity
$7.13M
Net loans
$23.25M
Branches (offices)
1
Net income (YTD)
$34.00K
Rank: #4,136 of 4,213 U.S. banks by assets · #36 of 38 in North Carolina. Assets changed 3.1% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 0.96% |
| Net interest margin (YTD) | 2.62% |
| Equity to assets | 22.36% |
| Tier 1 leverage ratio | 23.04% |
| Uninsured deposits (share of deposits) | 5.3% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 94.2% |
| Real estate loans (share of loans) | 101.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $23.49M | 101.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $7.00K | 0.0% | |
| Construction & development | $1.24M | 5.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $35.30M | $28.34M | $11.00K | $6.93M |
| Jun 2023 | $33.80M | $26.56M | $151.00K | $7.17M |
| Jun 2024 | $29.05M | $21.80M | $3.00K | $7.18M |
| Jun 2025 | $30.91M | $23.71M | -$24.00K | $7.11M |
| Jun 2026 | $31.87M | $24.67M | $34.00K | $7.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $24.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.67M.
Similar-sized banks
Metropolitan Bank And Trust Company ($31.99M) · Maxwell State Bank ($31.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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