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Maxwell State Bank
Maxwell, IA · FDIC Certificate #15930 · Chartered 02/0
Total assets
$31.75M
Total deposits
$27.02M
Total equity
$4.50M
Net loans
$16.46M
Branches (offices)
1
Net income (YTD)
-$715.00K
Rank: #4,137 of 4,213 U.S. banks by assets · #223 of 225 in Iowa. Assets changed 19.6% and deposits 14.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -4.91% |
| Return on equity | -37.67% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 14.17% |
| Tier 1 leverage ratio | 15.45% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 60.9% |
| Real estate loans (share of loans) | 59.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.72M | 59.0% | |
| Commercial & industrial | $5.06M | 30.7% | |
| Consumer / individual | $512.00K | 3.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.26M | 7.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $31.42M | $27.11M | -$130.00K | $4.06M |
| Jun 2023 | $28.12M | $24.51M | -$302.00K | $3.40M |
| Jun 2024 | $26.84M | $23.09M | -$142.00K | $3.55M |
| Jun 2025 | $26.54M | $23.59M | -$118.00K | $2.75M |
| Jun 2026 | $31.75M | $27.02M | -$715.00K | $4.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $27.02M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $27.02M.
Similar-sized banks
Jackson Savings Bank, SSB ($31.87M) · Gs&L Municipal Bank ($31.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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