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Kinmundy Bank
Kinmundy, IL · FDIC Certificate #3805 · Chartered 02/0
Total assets
$80.07M
Total deposits
$69.00M
Total equity
$10.92M
Net loans
$50.47M
Branches (offices)
1
Net income (YTD)
$818.00K
Rank: #3,834 of 4,213 U.S. banks by assets · #277 of 322 in Illinois. Assets changed 16.3% and deposits 16.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.14% |
| Return on equity | 15.45% |
| Net interest margin (YTD) | 4.49% |
| Equity to assets | 13.64% |
| Tier 1 leverage ratio | 13.04% |
| Uninsured deposits (share of deposits) | 22.5% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 73.1% |
| Real estate loans (share of loans) | 61.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $31.11M | 61.6% | |
| Commercial & industrial | $3.36M | 6.7% | |
| Consumer / individual | $12.61M | 25.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $3.24M | 6.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.08M | $56.64M | $483.00K | $7.33M |
| Jun 2023 | $63.69M | $54.84M | $641.00K | $7.82M |
| Jun 2024 | $65.43M | $56.58M | $610.00K | $8.66M |
| Jun 2025 | $68.84M | $59.02M | $828.00K | $9.68M |
| Jun 2026 | $80.07M | $69.00M | $818.00K | $10.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $69.00M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $69.00M.
Similar-sized banks
The Citizens State Bank At Mohall ($80.17M) · The City National Bank Of San Saba ($80.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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