Advertisement
The City National Bank Of San Saba
San Saba, TX · FDIC Certificate #5518 · Chartered 01/0
Total assets
$80.03M
Total deposits
$70.50M
Total equity
$9.49M
Net loans
$7.49M
Branches (offices)
1
Net income (YTD)
$350.00K
Rank: #3,835 of 4,213 U.S. banks by assets · #318 of 346 in Texas. Assets changed -6.0% and deposits -7.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.86% |
| Return on equity | 7.25% |
| Net interest margin (YTD) | 2.25% |
| Equity to assets | 11.86% |
| Tier 1 leverage ratio | 12.01% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 10.6% |
| Real estate loans (share of loans) | 50.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.77M | 50.3% | |
| Commercial & industrial | $1.57M | 21.0% | |
| Consumer / individual | $1.77M | 23.6% | |
| Construction & development | $236.00K | 3.2% | |
| Agricultural | $690.00K | 9.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $92.92M | $85.78M | $187.00K | $7.09M |
| Jun 2023 | $86.76M | $79.66M | $130.00K | $7.05M |
| Jun 2024 | $88.97M | $80.94M | $108.00K | $7.98M |
| Jun 2025 | $85.09M | $75.88M | $266.00K | $9.18M |
| Jun 2026 | $80.03M | $70.50M | $350.00K | $9.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $70.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.50M.
Similar-sized banks
Kinmundy Bank ($80.07M) · Beardstown Savings S.B. ($79.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement