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Lamar National Bank
Paris, TX · FDIC Certificate #23597 · Chartered 10/2
Total assets
$375.88M
Total deposits
$335.90M
Total equity
$32.98M
Net loans
$217.96M
Branches (offices)
6
Net income (YTD)
$1.40M
Rank: #2,154 of 4,213 U.S. banks by assets · #188 of 346 in Texas. Assets changed 1.3% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 8.59% |
| Net interest margin (YTD) | 4.32% |
| Equity to assets | 8.77% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 64.9% |
| Real estate loans (share of loans) | 93.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $203.48M | 93.4% | |
| Commercial & industrial | $15.00M | 6.9% | |
| Consumer / individual | $1.64M | 0.8% | |
| Construction & development | $27.26M | 12.5% | |
| Agricultural | $995.00K | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $368.46M | $329.62M | $656.00K | $25.05M |
| Jun 2023 | $378.49M | $325.93M | $799.00K | $24.44M |
| Jun 2024 | $390.56M | $337.89M | $872.00K | $27.08M |
| Jun 2025 | $371.07M | $322.14M | $1.16M | $28.66M |
| Jun 2026 | $375.88M | $335.90M | $1.40M | $32.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $335.90M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $335.90M.
Similar-sized banks
Bank Of O'Fallon ($377.54M) · Peoples Bank Of Kankakee County ($375.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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