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Banks · Illinois

Peoples Bank Of Kankakee County

Bourbonnais, IL · FDIC Certificate #18566 · Chartered 06/2

Total assets
$375.57M
Total deposits
$328.32M
Total equity
$21.68M
Net loans
$168.29M
Branches (offices)
3
Net income (YTD)
$1.74M
Rank: #2,155 of 4,213 U.S. banks by assets · #130 of 322 in Illinois. Assets changed 7.9% and deposits 8.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.94%
Return on equity15.84%
Net interest margin (YTD)3.38%
Equity to assets5.77%
Tier 1 leverage ratio7.67%
Uninsured deposits (share of deposits)11.2%
Noncurrent loans (share of loans)0.32%
Net charge-offs (share of loans)0.00%
Loans to deposits51.3%
Real estate loans (share of loans)79.2%

Loan mix

CategoryAmountShare
Real estate loans$133.28M
79.2%
Commercial & industrial$18.59M
11.0%
Consumer / individual$11.38M
6.8%
Construction & development$6.43M
3.8%
Agricultural$70.00K
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$326.31M$282.92M$980.00K$5.12M
Jun 2023$317.05M$277.75M$1.30M$5.67M
Jun 2024$326.52M$289.82M$154.00K$10.64M
Jun 2025$348.16M$302.78M$2.81M$18.73M
Jun 2026$375.57M$328.32M$1.74M$21.68M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Illinois$328.32M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $328.32M.

Similar-sized banks

Lamar National Bank ($375.88M) · The Fisher National Bank ($375.52M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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