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Lea County State Bank
Hobbs, NM · FDIC Certificate #12259 · Chartered 01/0
Total assets
$738.34M
Total deposits
$662.41M
Total equity
$57.84M
Net loans
$229.52M
Branches (offices)
3
Net income (YTD)
$5.69M
Rank: #1,323 of 4,213 U.S. banks by assets · #9 of 29 in New Mexico. Assets changed 1.7% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 20.47% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 7.83% |
| Tier 1 leverage ratio | 9.21% |
| Uninsured deposits (share of deposits) | 31.9% |
| Noncurrent loans (share of loans) | 3.61% |
| Net charge-offs (share of loans) | 0.66% |
| Loans to deposits | 34.6% |
| Real estate loans (share of loans) | 29.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $67.59M | 29.4% | |
| Commercial & industrial | $123.31M | 53.7% | |
| Consumer / individual | $18.69M | 8.1% | |
| Construction & development | $5.71M | 2.5% | |
| Agricultural | $1.93M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $598.28M | $519.74M | $2.38M | $26.17M |
| Jun 2023 | $627.39M | $511.96M | $3.24M | $28.84M |
| Jun 2024 | $719.13M | $582.33M | $8.01M | $40.76M |
| Jun 2025 | $725.66M | $667.19M | $5.87M | $43.02M |
| Jun 2026 | $738.34M | $662.41M | $5.69M | $57.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $662.41M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $662.41M.
Similar-sized banks
Fm Bank ($738.44M) · Manufacturers Bank & Trust Company ($738.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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