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Banks · Iowa

Manufacturers Bank & Trust Company

Forest City, IA · FDIC Certificate #16307 · Chartered 09/0

Total assets
$738.18M
Total deposits
$640.41M
Total equity
$79.89M
Net loans
$508.13M
Branches (offices)
9
Net income (YTD)
$4.83M
Rank: #1,324 of 4,213 U.S. banks by assets · #39 of 225 in Iowa. Assets changed 1.5% and deposits 2.1% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.31%
Return on equity12.17%
Net interest margin (YTD)3.66%
Equity to assets10.82%
Tier 1 leverage ratio10.44%
Uninsured deposits (share of deposits)19.9%
Noncurrent loans (share of loans)0.94%
Net charge-offs (share of loans)-0.00%
Loans to deposits79.3%
Real estate loans (share of loans)69.2%

Loan mix

CategoryAmountShare
Real estate loans$351.86M
69.2%
Commercial & industrial$94.86M
18.7%
Consumer / individual$10.20M
2.0%
Construction & development$33.65M
6.6%
Agricultural$52.92M
10.4%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$736.96M$656.57M$4.02M$53.28M
Jun 2023$744.14M$645.21M$3.91M$53.90M
Jun 2024$769.39M$664.40M$3.30M$61.15M
Jun 2025$727.11M$627.10M$4.33M$73.91M
Jun 2026$738.18M$640.41M$4.83M$79.89M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Iowa$351.71M3
Minnesota$288.70M6

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $640.41M.

Similar-sized banks

Lea County State Bank ($738.34M) · Kleberg Bank, N.A. ($736.78M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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