Advertisement
Lead Bank
Kansas City, MO · FDIC Certificate #8283 · Chartered 01/1
Total assets
$2.76B
Total deposits
$2.46B
Total equity
$244.11M
Net loans
$1.11B
Branches (offices)
2
Net income (YTD)
$21.29M
Rank: #466 of 4,213 U.S. banks by assets · #16 of 190 in Missouri. Assets changed 58.3% and deposits 61.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.59% |
| Return on equity | 18.15% |
| Net interest margin (YTD) | 7.93% |
| Equity to assets | 8.84% |
| Tier 1 leverage ratio | 7.40% |
| Uninsured deposits (share of deposits) | 30.0% |
| Noncurrent loans (share of loans) | 3.26% |
| Net charge-offs (share of loans) | 0.90% |
| Loans to deposits | 45.0% |
| Real estate loans (share of loans) | 31.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $351.23M | 31.6% | |
| Commercial & industrial | $49.69M | 4.5% | |
| Consumer / individual | $712.40M | 64.2% | |
| Construction & development | $91.33M | 8.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $786.75M | $707.66M | $4.10M | $60.20M |
| Jun 2023 | $953.56M | $803.44M | $6.50M | $123.00M |
| Jun 2024 | $1.05B | $867.91M | $7.83M | $142.62M |
| Jun 2025 | $1.74B | $1.53B | $11.09M | $177.40M |
| Jun 2026 | $2.76B | $2.46B | $21.29M | $244.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $2.46B | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.46B.
Similar-sized banks
Avidia Bank ($2.77B) · Open Bank ($2.75B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement