Advertisement
Open Bank
Los Angeles, CA · FDIC Certificate #57944 · Chartered 06/1
Total assets
$2.75B
Total deposits
$2.37B
Total equity
$264.11M
Net loans
$2.25B
Branches (offices)
12
Net income (YTD)
$16.22M
Rank: #467 of 4,213 U.S. banks by assets · #35 of 115 in California. Assets changed 7.1% and deposits 5.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 12.57% |
| Net interest margin (YTD) | 3.23% |
| Equity to assets | 9.62% |
| Tier 1 leverage ratio | 10.15% |
| Uninsured deposits (share of deposits) | 49.7% |
| Noncurrent loans (share of loans) | 2.09% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 95.1% |
| Real estate loans (share of loans) | 90.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.04B | 90.5% | |
| Commercial & industrial | $139.19M | 6.2% | |
| Consumer / individual | $346.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.93B | $1.74B | $16.94M | $167.25M |
| Jun 2023 | $2.15B | $1.86B | $13.97M | $181.71M |
| Jun 2024 | $2.29B | $1.94B | $11.01M | $195.61M |
| Jun 2025 | $2.56B | $2.26B | $12.30M | $211.47M |
| Jun 2026 | $2.75B | $2.37B | $16.22M | $264.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $2.27B | 10 |
| Nevada | $58.81M | 1 |
| Texas | $44.48M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.37B.
Similar-sized banks
Lead Bank ($2.76B) · State Bank Of Southern Utah ($2.74B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement