Advertisement
Liberty National Bank
Lawton, OK · FDIC Certificate #11522 · Chartered 01/0
Total assets
$1.32B
Total deposits
$1.18B
Total equity
$135.17M
Net loans
$875.94M
Branches (offices)
9
Net income (YTD)
$14.21M
Rank: #835 of 4,213 U.S. banks by assets · #20 of 168 in Oklahoma. Assets changed 8.0% and deposits 7.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.15% |
| Return on equity | 21.18% |
| Net interest margin (YTD) | 4.18% |
| Equity to assets | 10.23% |
| Tier 1 leverage ratio | 10.31% |
| Uninsured deposits (share of deposits) | 11.7% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 74.3% |
| Real estate loans (share of loans) | 72.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $636.08M | 72.6% | |
| Commercial & industrial | $164.61M | 18.8% | |
| Consumer / individual | $6.53M | 0.7% | |
| Construction & development | $67.30M | 7.7% | |
| Agricultural | $58.49M | 6.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $978.77M | $896.74M | $5.88M | $77.25M |
| Jun 2023 | $1.11B | $1.02B | $7.42M | $85.49M |
| Jun 2024 | $1.25B | $1.14B | $8.88M | $100.59M |
| Jun 2025 | $1.22B | $1.10B | $13.16M | $116.65M |
| Jun 2026 | $1.32B | $1.18B | $14.21M | $135.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.11B | 8 |
| Texas | $68.12M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.18B.
Similar-sized banks
Patriot Bank, National Association ($1.32B) · Greene County Commercial Bank ($1.32B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement