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Patriot Bank, National Association
Stamford, CT · FDIC Certificate #33928 · Chartered 08/3
Total assets
$1.32B
Total deposits
$1.21B
Total equity
$105.69M
Net loans
$901.14M
Branches (offices)
8
Net income (YTD)
$4.19M
Rank: #834 of 4,213 U.S. banks by assets · #12 of 26 in Connecticut. Assets changed 42.2% and deposits 43.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.70% |
| Return on equity | 8.15% |
| Net interest margin (YTD) | 3.01% |
| Equity to assets | 7.99% |
| Tier 1 leverage ratio | 9.60% |
| Uninsured deposits (share of deposits) | 65.2% |
| Noncurrent loans (share of loans) | 2.75% |
| Net charge-offs (share of loans) | -0.09% |
| Loans to deposits | 74.5% |
| Real estate loans (share of loans) | 76.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $688.42M | 76.4% | |
| Commercial & industrial | $212.79M | 23.6% | |
| Consumer / individual | $8.31M | 0.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.05B | $850.22M | $2.75M | $89.02M |
| Jun 2023 | $1.16B | $867.22M | -$381.00K | $75.60M |
| Jun 2024 | $1.04B | $803.88M | -$2.30M | $70.30M |
| Jun 2025 | $930.18M | $842.52M | -$4.29M | $81.72M |
| Jun 2026 | $1.32B | $1.21B | $4.19M | $105.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Connecticut | $1.19B | 7 |
| New York | $24.45M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
Alliance Bank Central Texas ($1.32B) · Liberty National Bank ($1.32B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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