Advertisement
Madison Valley Bank
Ennis, MT · FDIC Certificate #19544 · Chartered 06/2
Total assets
$263.70M
Total deposits
$238.56M
Total equity
$23.61M
Net loans
$126.05M
Branches (offices)
5
Net income (YTD)
$1.40M
Rank: #2,647 of 4,213 U.S. banks by assets · #17 of 35 in Montana. Assets changed -1.0% and deposits 1.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.04% |
| Return on equity | 12.03% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 8.95% |
| Tier 1 leverage ratio | 9.24% |
| Uninsured deposits (share of deposits) | 17.2% |
| Noncurrent loans (share of loans) | 1.27% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 52.8% |
| Real estate loans (share of loans) | 92.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $115.96M | 92.0% | |
| Commercial & industrial | $7.36M | 5.8% | |
| Consumer / individual | $3.08M | 2.4% | |
| Construction & development | $16.72M | 13.3% | |
| Agricultural | $1.72M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $266.21M | $246.24M | $1.51M | $19.57M |
| Jun 2023 | $263.61M | $231.23M | $1.36M | $20.05M |
| Jun 2024 | $261.42M | $226.90M | $1.28M | $21.41M |
| Jun 2025 | $266.49M | $235.60M | $672.00K | $21.65M |
| Jun 2026 | $263.70M | $238.56M | $1.40M | $23.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $238.56M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $238.56M.
Similar-sized banks
Bank Of Jamestown ($263.79M) · Fbt Bank & Mortgage ($263.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement