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Fbt Bank & Mortgage
Fordyce, AR · FDIC Certificate #1028 · Chartered 01/0
Total assets
$263.59M
Total deposits
$222.15M
Total equity
$17.42M
Net loans
$156.02M
Branches (offices)
5
Net income (YTD)
$1.78M
Rank: #2,648 of 4,213 U.S. banks by assets · #55 of 78 in Arkansas. Assets changed 2.9% and deposits -0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 21.28% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 6.61% |
| Tier 1 leverage ratio | 10.39% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.69% |
| Net charge-offs (share of loans) | 0.35% |
| Loans to deposits | 70.2% |
| Real estate loans (share of loans) | 71.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $110.93M | 71.1% | |
| Commercial & industrial | $31.33M | 20.1% | |
| Consumer / individual | $11.13M | 7.1% | |
| Construction & development | $14.79M | 9.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $200.25M | $171.61M | $1.36M | $10.02M |
| Jun 2023 | $235.51M | $204.01M | $2.04M | $12.21M |
| Jun 2024 | $254.06M | $221.20M | $1.34M | $12.87M |
| Jun 2025 | $256.14M | $223.28M | $1.39M | $13.33M |
| Jun 2026 | $263.59M | $222.15M | $1.78M | $17.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $222.15M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $222.15M.
Similar-sized banks
Madison Valley Bank ($263.70M) · Marblehead Bank ($262.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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