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Marblehead Bank
Marblehead, MA · FDIC Certificate #90234 · Chartered 03/1
Total assets
$262.51M
Total deposits
$229.36M
Total equity
$26.45M
Net loans
$211.40M
Branches (offices)
3
Net income (YTD)
$584.00K
Rank: #2,649 of 4,213 U.S. banks by assets · #79 of 89 in Massachusetts. Assets changed 2.2% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.44% |
| Return on equity | 4.44% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 10.07% |
| Tier 1 leverage ratio | 10.11% |
| Uninsured deposits (share of deposits) | 19.4% |
| Noncurrent loans (share of loans) | 0.30% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.2% |
| Real estate loans (share of loans) | 99.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $210.83M | 99.7% | |
| Commercial & industrial | $1.13M | 0.5% | |
| Consumer / individual | $720.00K | 0.3% | |
| Construction & development | $4.49M | 2.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $285.93M | $259.30M | $36.00K | $19.40M |
| Jun 2023 | $262.20M | $233.02M | $827.00K | $21.68M |
| Jun 2024 | $266.64M | $236.35M | $477.00K | $23.57M |
| Jun 2025 | $256.96M | $225.55M | $490.00K | $25.62M |
| Jun 2026 | $262.51M | $229.36M | $584.00K | $26.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $229.36M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $229.36M.
Similar-sized banks
Fbt Bank & Mortgage ($263.59M) · Wyoming Community Bank ($262.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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