Advertisement
Maquoketa State Bank
Maquoketa, IA · FDIC Certificate #17903 · Chartered 09/0
Total assets
$429.01M
Total deposits
$327.39M
Total equity
$67.55M
Net loans
$221.71M
Branches (offices)
4
Net income (YTD)
$3.14M
Rank: #1,967 of 4,213 U.S. banks by assets · #76 of 225 in Iowa. Assets changed 1.9% and deposits -0.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 9.40% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 15.74% |
| Tier 1 leverage ratio | 16.45% |
| Uninsured deposits (share of deposits) | 38.6% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 67.7% |
| Real estate loans (share of loans) | 48.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $106.69M | 48.1% | |
| Commercial & industrial | $29.60M | 13.3% | |
| Consumer / individual | $7.83M | 3.5% | |
| Construction & development | $7.47M | 3.4% | |
| Agricultural | $77.68M | 35.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $409.97M | $319.53M | $2.13M | $52.13M |
| Jun 2023 | $395.45M | $303.25M | $1.94M | $51.59M |
| Jun 2024 | $408.24M | $313.26M | $1.67M | $54.49M |
| Jun 2025 | $421.14M | $330.32M | $2.85M | $60.82M |
| Jun 2026 | $429.01M | $327.39M | $3.14M | $67.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $327.39M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $327.39M.
Similar-sized banks
Peoples State Bank Of Plainview ($429.06M) · Exchange Bank And Trust Company ($428.73M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement