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Peoples State Bank Of Plainview
Plainview, MN · FDIC Certificate #1100 · Chartered 06/2
Total assets
$429.06M
Total deposits
$393.22M
Total equity
$28.55M
Net loans
$295.06M
Branches (offices)
5
Net income (YTD)
$3.53M
Rank: #1,966 of 4,213 U.S. banks by assets · #60 of 221 in Minnesota. Assets changed 10.2% and deposits 12.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.70% |
| Return on equity | 25.23% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 6.65% |
| Tier 1 leverage ratio | 8.87% |
| Uninsured deposits (share of deposits) | 22.5% |
| Noncurrent loans (share of loans) | 0.95% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.0% |
| Real estate loans (share of loans) | 77.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $229.26M | 77.7% | |
| Commercial & industrial | $36.48M | 12.4% | |
| Consumer / individual | $12.34M | 4.2% | |
| Construction & development | $17.58M | 6.0% | |
| Agricultural | $18.47M | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $349.41M | $320.46M | $1.78M | $16.25M |
| Jun 2023 | $358.45M | $316.22M | $1.42M | $17.05M |
| Jun 2024 | $367.81M | $326.82M | $1.24M | $19.51M |
| Jun 2025 | $389.49M | $351.03M | $2.48M | $23.12M |
| Jun 2026 | $429.06M | $393.22M | $3.53M | $28.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $296.79M | 3 |
| Wisconsin | $96.42M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $393.22M.
Similar-sized banks
Freedom Bank, Inc. ($429.71M) · Maquoketa State Bank ($429.01M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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