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Mega Bank
San Gabriel, CA · FDIC Certificate #58401 · Chartered 02/0
Total assets
$506.66M
Total deposits
$426.08M
Total equity
$74.05M
Net loans
$427.49M
Branches (offices)
4
Net income (YTD)
$2.95M
Rank: #1,769 of 4,213 U.S. banks by assets · #81 of 115 in California. Assets changed -0.4% and deposits -2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 8.11% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 14.62% |
| Tier 1 leverage ratio | 14.43% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 1.61% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 100.3% |
| Real estate loans (share of loans) | 90.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $385.74M | 90.2% | |
| Commercial & industrial | $13.67M | 3.2% | |
| Consumer / individual | $6.24M | 1.5% | |
| Construction & development | $113.92M | 26.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $415.89M | $348.64M | $2.48M | $51.45M |
| Jun 2023 | $454.19M | $380.81M | $3.47M | $58.35M |
| Jun 2024 | $518.17M | $441.39M | $2.46M | $63.51M |
| Jun 2025 | $508.76M | $434.58M | $2.38M | $68.75M |
| Jun 2026 | $506.66M | $426.08M | $2.95M | $74.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $426.08M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $426.08M.
Similar-sized banks
Stafford Savings Bank ($507.04M) · The Peoples State Bank ($506.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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