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Meridian Bank
Wayne, PA · FDIC Certificate #57777 · Chartered 07/0
Total assets
$2.59B
Total deposits
$2.20B
Total equity
$249.47M
Net loans
$2.21B
Branches (offices)
7
Net income (YTD)
$9.78M
Rank: #488 of 4,213 U.S. banks by assets · #23 of 109 in Pennsylvania. Assets changed 3.2% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.76% |
| Return on equity | 7.95% |
| Net interest margin (YTD) | 3.92% |
| Equity to assets | 9.63% |
| Tier 1 leverage ratio | 9.72% |
| Uninsured deposits (share of deposits) | 30.7% |
| Noncurrent loans (share of loans) | 3.68% |
| Net charge-offs (share of loans) | 0.93% |
| Loans to deposits | 100.5% |
| Real estate loans (share of loans) | 78.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.73B | 78.0% | |
| Commercial & industrial | $467.72M | 21.2% | |
| Consumer / individual | $288.00K | 0.0% | |
| Construction & development | $350.23M | 15.8% | |
| Agricultural | $500.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.85B | $1.57B | $12.55M | $192.21M |
| Jun 2023 | $2.21B | $1.79B | $10.05M | $192.21M |
| Jun 2024 | $2.35B | $1.92B | $7.52M | $211.31M |
| Jun 2025 | $2.51B | $2.11B | $10.11M | $228.13M |
| Jun 2026 | $2.59B | $2.20B | $9.78M | $249.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $2.18B | 6 |
| Florida | $16.85M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.20B.
Similar-sized banks
Ks Statebank ($2.60B) · Wells Fargo Bank South Central, National Association ($2.59B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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