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Wells Fargo Bank South Central, National Association
Houston, TX · FDIC Certificate #5146 · Chartered 06/1
Total assets
$2.59B
Total deposits
$1.67B
Total equity
$780.20M
Net loans
$1.71B
Branches (offices)
1
Net income (YTD)
$21.91M
Rank: #489 of 4,213 U.S. banks by assets · #40 of 346 in Texas. Assets changed -26.5% and deposits -30.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 5.69% |
| Net interest margin (YTD) | 2.35% |
| Equity to assets | 30.12% |
| Tier 1 leverage ratio | 29.69% |
| Uninsured deposits (share of deposits) | 0.5% |
| Noncurrent loans (share of loans) | 1.24% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 102.1% |
| Real estate loans (share of loans) | 100.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.71B | 100.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $33.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.90B | $7.07B | $17.85M | $750.82M |
| Jun 2023 | $4.02B | $3.11B | $10.26M | $755.95M |
| Jun 2024 | $3.78B | $2.78B | $20.70M | $785.26M |
| Jun 2025 | $3.53B | $2.41B | $30.61M | $837.72M |
| Jun 2026 | $2.59B | $1.67B | $21.91M | $780.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.67B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.67B.
Similar-sized banks
Meridian Bank ($2.59B) · State Bank Of Texas ($2.59B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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