Advertisement
Miami Savings Bank
Miamitown, OH · FDIC Certificate #32293 · Chartered 12/2
Total assets
$148.31M
Total deposits
$114.92M
Total equity
$31.66M
Net loans
$107.78M
Branches (offices)
4
Net income (YTD)
$671.00K
Rank: #3,318 of 4,213 U.S. banks by assets · #112 of 155 in Ohio. Assets changed 11.0% and deposits 10.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 4.49% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 21.34% |
| Tier 1 leverage ratio | 23.18% |
| Uninsured deposits (share of deposits) | 11.7% |
| Noncurrent loans (share of loans) | 0.43% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.8% |
| Real estate loans (share of loans) | 94.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $101.91M | 94.6% | |
| Commercial & industrial | $6.97M | 6.5% | |
| Consumer / individual | $357.00K | 0.3% | |
| Construction & development | $1.31M | 1.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $149.23M | $123.95M | $383.00K | $24.00M |
| Jun 2023 | $137.44M | $110.14M | $1.11M | $25.93M |
| Jun 2024 | $134.37M | $105.68M | $302.00K | $27.12M |
| Jun 2025 | $133.58M | $103.80M | $470.00K | $28.25M |
| Jun 2026 | $148.31M | $114.92M | $671.00K | $31.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $114.92M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $114.92M.
Similar-sized banks
Peoples Bank Of Wyaconda, Missouri ($148.46M) · Readlyn Savings Bank ($148.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement