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Readlyn Savings Bank
Readlyn, IA · FDIC Certificate #9300 · Chartered 05/1
Total assets
$148.29M
Total deposits
$111.57M
Total equity
$26.95M
Net loans
$94.73M
Branches (offices)
2
Net income (YTD)
$1.31M
Rank: #3,319 of 4,213 U.S. banks by assets · #165 of 225 in Iowa. Assets changed 3.5% and deposits 3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 9.85% |
| Net interest margin (YTD) | 3.26% |
| Equity to assets | 18.17% |
| Tier 1 leverage ratio | 19.30% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 3.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 51.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $48.84M | 51.6% | |
| Commercial & industrial | $13.40M | 14.1% | |
| Consumer / individual | $2.65M | 2.8% | |
| Construction & development | $15.00K | 0.0% | |
| Agricultural | $31.14M | 32.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $143.48M | $112.37M | $1.00M | $20.96M |
| Jun 2023 | $136.25M | $99.86M | $1.27M | $22.27M |
| Jun 2024 | $138.16M | $102.47M | $1.19M | $24.04M |
| Jun 2025 | $143.25M | $108.03M | $1.36M | $25.18M |
| Jun 2026 | $148.29M | $111.57M | $1.31M | $26.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $111.57M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $111.57M.
Similar-sized banks
Miami Savings Bank ($148.31M) · The Farmers Bank ($148.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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