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National Bank Of Commerce
Superior, WI · FDIC Certificate #14266 · Chartered 02/0
Total assets
$2.23B
Total deposits
$1.85B
Total equity
$219.91M
Net loans
$1.70B
Branches (offices)
21
Net income (YTD)
$22.11M
Rank: #560 of 4,213 U.S. banks by assets · #14 of 153 in Wisconsin. Assets changed 4.0% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.00% |
| Return on equity | 20.52% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 9.85% |
| Tier 1 leverage ratio | 9.33% |
| Uninsured deposits (share of deposits) | 29.1% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 92.0% |
| Real estate loans (share of loans) | 74.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.27B | 74.5% | |
| Commercial & industrial | $314.36M | 18.4% | |
| Consumer / individual | $32.14M | 1.9% | |
| Construction & development | $179.00M | 10.5% | |
| Agricultural | $7.01M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.23B | $1.02B | $11.11M | $125.26M |
| Jun 2023 | $1.27B | $1.08B | $8.63M | $128.35M |
| Jun 2024 | $1.41B | $1.17B | $10.09M | $137.59M |
| Jun 2025 | $2.15B | $1.80B | $18.44M | $199.09M |
| Jun 2026 | $2.23B | $1.85B | $22.11M | $219.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $1.04B | 17 |
| Wisconsin | $817.55M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.85B.
Similar-sized banks
Shinhan Bank America ($2.23B) · Think Mutual Bank ($2.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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