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Shinhan Bank America
New York, NY · FDIC Certificate #33188 · Chartered 10/1
Total assets
$2.23B
Total deposits
$1.92B
Total equity
$259.68M
Net loans
$1.79B
Branches (offices)
14
Net income (YTD)
$6.25M
Rank: #559 of 4,213 U.S. banks by assets · #40 of 115 in New York. Assets changed 14.8% and deposits 18.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 4.87% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 11.62% |
| Tier 1 leverage ratio | 12.47% |
| Uninsured deposits (share of deposits) | 52.0% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 93.4% |
| Real estate loans (share of loans) | 81.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.46B | 81.5% | |
| Commercial & industrial | $346.24M | 19.3% | |
| Consumer / individual | $718.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.96B | $1.69B | $1.73M | $214.93M |
| Jun 2023 | $1.84B | $1.57B | -$879.00K | $191.40M |
| Jun 2024 | $1.68B | $1.40B | $845.00K | $192.38M |
| Jun 2025 | $1.95B | $1.62B | $1.80M | $246.61M |
| Jun 2026 | $2.23B | $1.92B | $6.25M | $259.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $503.65M | 2 |
| California | $490.64M | 5 |
| New York | $459.43M | 4 |
| Texas | $250.71M | 1 |
| New Jersey | $215.35M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.92B.
Similar-sized banks
Country Bank For Savings ($2.24B) · National Bank Of Commerce ($2.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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