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New Millennium Bank
Fort Lee, NJ · FDIC Certificate #35151 · Chartered 07/1
Total assets
$899.08M
Total deposits
$761.70M
Total equity
$131.32M
Net loans
$772.02M
Branches (offices)
9
Net income (YTD)
$6.06M
Rank: #1,140 of 4,213 U.S. banks by assets · #25 of 49 in New Jersey. Assets changed -4.2% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 9.47% |
| Net interest margin (YTD) | 3.42% |
| Equity to assets | 14.61% |
| Tier 1 leverage ratio | 14.57% |
| Uninsured deposits (share of deposits) | 29.3% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | -0.06% |
| Loans to deposits | 101.4% |
| Real estate loans (share of loans) | 96.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $746.73M | 96.7% | |
| Commercial & industrial | $39.57M | 5.1% | |
| Consumer / individual | $1.00K | 0.0% | |
| Construction & development | $8.57M | 1.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $623.10M | $559.09M | $3.01M | $56.12M |
| Jun 2023 | $751.21M | $677.09M | $4.24M | $66.38M |
| Jun 2024 | $861.82M | $748.34M | $3.50M | $105.78M |
| Jun 2025 | $938.92M | $798.44M | $4.87M | $118.30M |
| Jun 2026 | $899.08M | $761.70M | $6.06M | $131.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $514.62M | 5 |
| New York | $165.69M | 3 |
| Georgia | $81.39M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $761.70M.
Similar-sized banks
Greenfield Co-Operative Bank ($901.81M) · Mechanics Cooperative Bank ($898.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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