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North Easton Savings Bank
South Easton, MA · FDIC Certificate #90259 · Chartered 02/0
Total assets
$1.84B
Total deposits
$1.61B
Total equity
$210.39M
Net loans
$1.32B
Branches (offices)
14
Net income (YTD)
$6.93M
Rank: #642 of 4,213 U.S. banks by assets · #29 of 89 in Massachusetts. Assets changed 7.0% and deposits 4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.76% |
| Return on equity | 7.07% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 11.40% |
| Tier 1 leverage ratio | 11.19% |
| Uninsured deposits (share of deposits) | 22.4% |
| Noncurrent loans (share of loans) | 1.64% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 81.9% |
| Real estate loans (share of loans) | 83.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.10B | 83.2% | |
| Commercial & industrial | $184.96M | 14.0% | |
| Consumer / individual | $46.06M | 3.5% | |
| Construction & development | $59.69M | 4.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.41B | $1.26B | $4.25M | $122.32M |
| Jun 2023 | $1.54B | $1.35B | $3.23M | $135.13M |
| Jun 2024 | $1.65B | $1.43B | $4.65M | $145.25M |
| Jun 2025 | $1.72B | $1.54B | $5.87M | $158.84M |
| Jun 2026 | $1.84B | $1.61B | $6.93M | $210.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.61B | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.61B.
Similar-sized banks
Legacy Bank & Trust Company ($1.85B) · Wellworth Bank ($1.84B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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