Advertisement
Wellworth Bank
Lafayette, TN · FDIC Certificate #1711 · Chartered 07/0
Total assets
$1.84B
Total deposits
$1.54B
Total equity
$180.47M
Net loans
$1.25B
Branches (offices)
20
Net income (YTD)
$11.66M
Rank: #643 of 4,213 U.S. banks by assets · #14 of 109 in Tennessee. Assets changed 7.3% and deposits 8.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 13.14% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 9.82% |
| Tier 1 leverage ratio | 9.92% |
| Uninsured deposits (share of deposits) | 29.4% |
| Noncurrent loans (share of loans) | 1.39% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 81.4% |
| Real estate loans (share of loans) | 90.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.13B | 90.6% | |
| Commercial & industrial | $79.35M | 6.3% | |
| Consumer / individual | $38.20M | 3.1% | |
| Construction & development | $217.56M | 17.4% | |
| Agricultural | $6.29M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.48B | $1.33B | $9.04M | $126.78M |
| Jun 2023 | $1.50B | $1.30B | $7.68M | $133.05M |
| Jun 2024 | $1.60B | $1.36B | $7.61M | $143.36M |
| Jun 2025 | $1.71B | $1.42B | $9.90M | $161.31M |
| Jun 2026 | $1.84B | $1.54B | $11.66M | $180.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $1.54B | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.54B.
Similar-sized banks
North Easton Savings Bank ($1.84B) · The National Bank Of Blacksburg ($1.83B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement