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One World Bank
Dallas, TX · FDIC Certificate #57901 · Chartered 04/0
Total assets
$290.11M
Total deposits
$245.03M
Total equity
$37.95M
Net loans
$220.87M
Branches (offices)
4
Net income (YTD)
-$1.92M
Rank: #2,523 of 4,213 U.S. banks by assets · #218 of 346 in Texas. Assets changed 2.2% and deposits 4.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.30% |
| Return on equity | -9.89% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 13.08% |
| Tier 1 leverage ratio | 13.24% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 4.75% |
| Loans to deposits | 90.1% |
| Real estate loans (share of loans) | 98.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $217.20M | 98.3% | |
| Commercial & industrial | $6.33M | 2.9% | |
| Consumer / individual | $513.00K | 0.2% | |
| Construction & development | $64.33M | 29.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $164.73M | $133.65M | $804.00K | $20.48M |
| Jun 2023 | $188.57M | $146.88M | $1.51M | $32.83M |
| Jun 2024 | $218.36M | $173.68M | $2.14M | $35.81M |
| Jun 2025 | $283.93M | $235.46M | $1.62M | $38.21M |
| Jun 2026 | $290.11M | $245.03M | -$1.92M | $37.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $245.03M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $245.03M.
Similar-sized banks
United State Bank ($290.15M) · United Community Bank ($290.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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