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United State Bank
Lewistown, MO · FDIC Certificate #12214 · Chartered 09/0
Total assets
$290.15M
Total deposits
$258.40M
Total equity
$30.07M
Net loans
$222.21M
Branches (offices)
6
Net income (YTD)
$2.55M
Rank: #2,522 of 4,213 U.S. banks by assets · #101 of 190 in Missouri. Assets changed 3.7% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 17.43% |
| Net interest margin (YTD) | 4.60% |
| Equity to assets | 10.36% |
| Tier 1 leverage ratio | 10.50% |
| Uninsured deposits (share of deposits) | 10.1% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 86.0% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $177.88M | 80.1% | |
| Commercial & industrial | $23.17M | 10.4% | |
| Consumer / individual | $2.20M | 1.0% | |
| Construction & development | $12.11M | 5.4% | |
| Agricultural | $20.36M | 9.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $249.74M | $228.95M | $1.57M | $20.21M |
| Jun 2023 | $263.14M | $239.63M | $2.44M | $22.39M |
| Jun 2024 | $267.87M | $242.98M | $1.99M | $23.24M |
| Jun 2025 | $279.93M | $252.12M | $2.47M | $26.55M |
| Jun 2026 | $290.15M | $258.40M | $2.55M | $30.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $258.40M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $258.40M.
Similar-sized banks
Liberty Bank Minnesota ($290.25M) · One World Bank ($290.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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