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Pcb Bank
Los Angeles, CA · FDIC Certificate #57463 · Chartered 09/1
Total assets
$3.47B
Total deposits
$2.93B
Total equity
$388.39M
Net loans
$2.90B
Branches (offices)
19
Net income (YTD)
$21.59M
Rank: #376 of 4,213 U.S. banks by assets · #32 of 115 in California. Assets changed 5.0% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 11.25% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 11.20% |
| Tier 1 leverage ratio | 11.54% |
| Uninsured deposits (share of deposits) | 47.9% |
| Noncurrent loans (share of loans) | 0.30% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 98.9% |
| Real estate loans (share of loans) | 85.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.47B | 85.3% | |
| Commercial & industrial | $328.99M | 11.3% | |
| Consumer / individual | $5.70M | 0.2% | |
| Construction & development | $23.61M | 0.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.34B | $2.00B | $19.65M | $328.20M |
| Jun 2023 | $2.56B | $2.20B | $18.15M | $333.00M |
| Jun 2024 | $2.85B | $2.41B | $11.37M | $345.20M |
| Jun 2025 | $3.30B | $2.83B | $17.28M | $366.09M |
| Jun 2026 | $3.47B | $2.93B | $21.59M | $388.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $2.52B | 13 |
| New Jersey | $157.07M | 2 |
| Texas | $106.80M | 2 |
| New York | $99.36M | 1 |
| Georgia | $54.44M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.93B.
Similar-sized banks
Banco Do Brasil Americas ($3.47B) · Bankwell Bank ($3.47B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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