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Pinnacle Bank
Marshalltown, IA · FDIC Certificate #252 · Chartered 05/0
Total assets
$324.44M
Total deposits
$268.22M
Total equity
$42.42M
Net loans
$207.91M
Branches (offices)
1
Net income (YTD)
$2.71M
Rank: #2,362 of 4,213 U.S. banks by assets · #97 of 225 in Iowa. Assets changed 8.6% and deposits 3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.72% |
| Return on equity | 13.34% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 13.07% |
| Tier 1 leverage ratio | 14.66% |
| Uninsured deposits (share of deposits) | 38.1% |
| Noncurrent loans (share of loans) | 0.75% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 84.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $176.39M | 84.8% | |
| Commercial & industrial | $26.11M | 12.6% | |
| Consumer / individual | $3.51M | 1.7% | |
| Construction & development | $54.07M | 26.0% | |
| Agricultural | $4.03M | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $263.06M | $215.99M | $1.95M | $36.55M |
| Jun 2023 | $312.45M | $269.96M | $3.01M | $39.81M |
| Jun 2024 | $297.13M | $253.79M | $2.27M | $34.66M |
| Jun 2025 | $298.78M | $258.58M | $2.02M | $36.25M |
| Jun 2026 | $324.44M | $268.22M | $2.71M | $42.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $268.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $268.22M.
Similar-sized banks
American Bank And Trust Company ($324.44M) · The Peoples Bank ($323.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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