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The Peoples Bank
Brownstown, IN · FDIC Certificate #5779 · Chartered 01/0
Total assets
$323.80M
Total deposits
$298.58M
Total equity
$24.15M
Net loans
$152.48M
Branches (offices)
4
Net income (YTD)
$2.14M
Rank: #2,363 of 4,213 U.S. banks by assets · #59 of 87 in Indiana. Assets changed -0.2% and deposits -2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 18.20% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 7.46% |
| Tier 1 leverage ratio | 9.32% |
| Uninsured deposits (share of deposits) | 49.8% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 51.1% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $122.10M | 80.1% | |
| Commercial & industrial | $7.15M | 4.7% | |
| Consumer / individual | $16.72M | 11.0% | |
| Construction & development | $5.84M | 3.8% | |
| Agricultural | $7.16M | 4.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $266.53M | $250.09M | $761.00K | $10.55M |
| Jun 2023 | $271.72M | $259.00M | $1.21M | $11.93M |
| Jun 2024 | $296.53M | $280.83M | $1.21M | $14.85M |
| Jun 2025 | $324.30M | $305.10M | $1.68M | $18.02M |
| Jun 2026 | $323.80M | $298.58M | $2.14M | $24.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $298.58M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $298.58M.
Similar-sized banks
Pinnacle Bank ($324.44M) · Huron Community Bank ($323.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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